9/11/14 – Making Money Count- Predatory Lending and ID Theft seminar

Forsyth, Mo. — University of Missouri Extension- Taney County is partnering with the Taney County OACAC Neighborhood Center to present Making Money Count- Predatory Lending and ID Theft, on Sept. 11, from 1 – 4 PM.

“Predatory lenders take advantage of their borrowers”, says Nellie Lamers, family financial education specialist, with University of Missouri Extension. In this session you will learn basic signs to help you recognize if a lender is using predatory practices, such as:

  • The lender pressures you to accept an offer.
  • The lender ignores your questions about loan terms you do not understand.
  • You get approved for a loan that is more than what you wanted.
  • You know you cannot make the payments you have been approved for.

According to the Federal Trade Commission, “Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name.” In this session, which includes handouts from the Federal Trade Commission, you will also learn how to:

  • DETECT suspicious activity by routinely monitoring your financial accounts and billing statements;
  • DETER identity thieves by safeguarding your information; and
  • DEFEND against ID theft as soon as you suspect it.

“There are some relatively easy ways for everyone to protect themselves against ID Theft and predatory lending this class will cover,” said Lamers.

Registration is REQUIRED to attend.  Please contact OACAC at (417) 239-1882.

University of Missouri Extension is an equal opportunity/ADA institution.

For more information on issues related to home finances, contact MU Extension family financial education specialist Nellie Lamers, Taney County Extension Center, (417) 546-4431, lamersn@missouri.edu. This OACAC project/program is funded 100% at $1,182,181 with federal funds received from the U.S. Department of Health and Human Services (HHS) provided by the Missouri Department of Social Services, Family Support Division.